Insurance and Slip and Fall Accidents: What You Need To Know

Slip and fall accidents may lead to unintentional injuries. While some of these incidents result in minor injuries, others cause serious medical issues, leading to significant bills and lost wages. Hiring a slip and fall lawyer and understanding how insurance works after an accident can help you secure the compensation you deserve. Here’s what you should know about slip and fall accidents and the role of insurance providers:

Insurance Types and Outcomes

Depending on where the fall occurred, insurance policies and liabilities may result in different settlement outcomes. If you slip and fall on commercial property, insurance can cover the entire compensation amount. If you slip and fall on residential or public property due to another party’s negligence, like a lack of maintenance, the property owner’s liability insurance might cover medical expenses or other damages.

Commercial general liability insurance covers a business’s legal responsibility for slip and fall accidents that occur on its premises. These include outdoor accidents, like individuals slipping and falling on ice while exiting their car in a parking lot. If the business is found to be negligent regarding its property’s condition, this type of insurance compensates accident victims for medical bills, lost wages, and pain and suffering.

Over one million people visit the emergency room every year due to accidents caused by unsafe conditions. Slip and fall accident claims are supported by state laws regarding premises liability and property owners’ responsibility to keep their property safe for visitors. When an accident victim hires Philly Slip and Fall Guys, our team of slip and fall lawyers will evaluate the case to determine whether premises laws are applicable. This helps us build a strong claim for compensation for medical expenses and other damages.

What To Do After a Slip and Fall Accident

After a slip and fall accident, seek immediate medical attention, even if the injuries seem minor. Prompt medical attention establishes a clear connection between the fall and your injuries. Request a thorough medical evaluation and diligently follow your doctor’s treatment plan to promote healing and recovery. Save all medical records related to the accident, as these are helpful for building a successful case.

Other case-related documentation you should gather includes photographs and written reports. Take pictures of the accident scene, capturing the hazard that caused your fall and the surrounding conditions. Photograph any visible injuries. Note the date, time, and weather conditions of the accident. If there are witnesses, gather their contact information for witness statements. 

Once this information is gathered, report the accident to the property owner or manager as soon as possible. Document the report and ask for a copy for your personal records. Keep records of any expenses related to the incident, such as medication receipts, medical bills, transportation costs associated with appointments, and lost wages. 

Work With Slip and Fall Lawyers

Each state has a deadline and limitations for filing personal injury lawsuits. Missing this deadline can significantly affect your ability to seek compensation. Our team will work quickly to confirm that your case meets all deadlines so you won’t lose any compensation. Some states follow comparative negligence laws, which may reduce the amount of compensation you receive. This reduction is based on the percentage of fault attributed to you for the accident. Our team will thoroughly evaluate your case to determine liability before pursuing compensation.

When you work with Philly Slip and Fall Guys, we will help you understand local personal injury regulations, gather evidence, build a strong case, and negotiate with insurance companies on your behalf. We understand the complexities of slip and fall cases and work to achieve the best possible outcome for you. This includes defining your case in court if the insurers refuse to settle or negotiate. Our Philadelphia-based law firm specializes in slip and trip personal injury cases. 

Contact Philly Slip and Fall Guys

If you’ve experienced a slip and fall accident, contact Philly Slip and Fall Guys today for a free consultation. Our team will help you navigate the aftermath of an accident and protect your rights. Consulting with our slip and fall lawyers will help you determine whether you qualify for compensation. We will guide you through the legal process and pursue the compensation you deserve.